Important

We're a document prep service. Not a law firm.

Certo helps you prepare and file standard lien and loan documents. We are not attorneys, and using Certo does not create an attorney–client relationship. Nothing on this site or in any document we generate is legal advice.

Do this for big loans:

If your loan is over $25,000, secured by real estate, or involves a business entity, talk to a licensed attorney in your state before signing anything.

We'll always tell you exactly what we're filing, where, and on whose behalf. You stay in control. If a court or credit bureau asks who prepared the document, the answer is: you did, with our tools.

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